Novembre 2020
Graphiques associés à la publication
Analyse taux des crédits immobiliers pour particuliers
Toutes les données présentées par l'Observatoire s'entendent hors rachats de prêts.
TAUX
Raw data
Date,Taux T1-01,5.67 T2-01,5.48 T3-01,5.47 T4-01,5.25 T1-02,5.12 T2-02,5.13 T3-02,5.11 T4-02,4.88 T1-03,4.6 T2-03,4.33 T3-03,4.09 T4-03,4.14 T1-04,4.12 T2-04,3.97 T3-04,3.99 T4-04,3.86 T1-05,3.67 T2-05,3.58 T3-05,3.41 T4-05,3.4 T1-06,3.51 T2-06,3.67 T3-06,3.88 T4-06,3.9 T1-07,3.99 T2-07,4.1 T3-07,4.41 T4-07,4.64 T1-08,4.69 T2-08,4.69 T3-08,4.94 T4-08,5.07 T1-09,4.51 T2-09,4.16 T3-09,3.93 T4-09,3.81 T1-10,3.64 T2-10,3.47 T3-10,3.36 T4-10,3.29 T1-11,3.59 T2-11,3.85 T3-11,3.91 T4-11,3.89 T1-12,3.92 T2-12,3.66 T3-12,3.49 T4-12,3.27 T1-13,3.09 T2-13,2.96 T3-13,3 T4-13,3.08 T1-14,3.03 T2-14,2.83 T3-14,2.62 T4-14,2.41 01-2015,2.28 02-2015,2.2 03-2015,2.14 04-2015,2.07 05-2015,2.02 06-2015,2.04 07-2015,2.1 08-2015,2.19 09-2015,2.23 10-2015,2.25 11-2015,2.22 12-2015,2.2 01-2016,2.12 02-2016,2.04 03-2016,1.9 04-2016,1.79 05-2016,1.69 06-2016,1.59 07-2016,1.54 08-2016,1.48 09-2016,1.41 10-2016,1.35 11-2016,1.33 12-2016,1.38 01-2017,1.39 02-2017,1.47 03-2017,1.5 04-2017,1.54 05-2017,1.54 06-2017,1.56 07-2017,1.53 08-2017,1.58 09-2017,1.55 10-2017,1.54 11-2017,1.52 12-2017,1.51 01-2018,1.48 02-2018,1.48 03-2018,1.49 04-2018,1.46 05-2018,1.46 06-2018,1.45 07-2018,1.43 08-2018,1.43 09-2018,1.41 10-2018,1.42 11-2018,1.43 12-2018,1.43 01-2019,1.42 02-2019,1.42 03-2019,1.37 04-2019,1.32 05-2019,1.28 06-2019,1.24 07-2019,1.19 08-2019,1.16 09-2019,1.18 10-2019,1.12 11-2019,1.13 12-2019,1.11 01-2020,1.13 02-2020,1.13 03-2020,1.14 04-2020,1.17 05-2020,1.25 06-2020,1.27 07-2020,1.24 08-2020,1.22 09-2020,1.21 10-2020,1.21 11-2020,1.20 12-2020,1.17
TAUX PAR GROUPES
Raw data
Date,4ème groupe,3ème groupe,2ème groupe,1er groupe 09-2012,3.63,3.39,3.27,3.05 12-2012,3.44,3.19,3.06,2.80 03-2013,3.28,3.02,2.88,2.67 06-2013,3.14,2.90,2.75,2.52 09-2013,3.32,3.03,2.89,2.67 12-2013,3.36,3.09,2.95,2.72 03-2014,3.27,3.00,2.82,2.58 06-2014,3.02,2.71,2.58,2.40 09-2014,2.74,2.49,2.35,2.15 12-2014,2.49,2.24,2.12,1.97 03-2015,2.26,1.99,1.87,1.71 06-2015,2.24,1.94,1.81,1.63 09-2015,2.47,2.11,1.97,1.80 10-2015,2.46,2.14,2.00,1.79 11-2015,2.40,2.09,1.97,1.78 12-2015,2.39,2.09,1.95,1.74 01-2016,2.34,2.04,1.91,1.71 02-2016,2.26,1.94,1.79,1.61 03-2016,2.10,1.77,1.60,1.40 04-2016,1.98,1.67,1.50,1.32 05-2016,1.84,1.53,1.42,1.26 06-2016,1.75,1.48,1.35,1.17 07-2016,1.68,1.39,1.28,1.12 08-2016,1.65,1.37,1.25,1.08 09-2016,1.59,1.29,1.17,1.01 10-2016,1.49,1.23,1.12,0.95 11-2016,1.45,1.19,1.08,0.92 12-2016,1.48,1.22,1.11,0.93 01-2017,1.58,1.29,1.16,0.97 02-2017,1.63,1.34,1.22,1.04 03-2017,1.69,1.39,1.27,1.1 04-2017,1.72,1.44,1.3,1.11 05-2017,1.77,1.44,1.29,1.11 06-2017,1.80,1.47,1.30,1.10 07-2017,1.73,1.45,1.30,1.09 08-2017,1.80,1.49,1.35,1.14 09-2017,1.79,1.50,1.35,1.13 10-2017,1.75,1.45,1.29,1.10 11-2017,1.70,1.41,1.25,1.04 12-2017,1.65,1.36,1.22,1.03 01-2018,1.68,1.36,1.21,1.02 02-2018,1.66,1.36,1.21,1.02 03-2018,1.60,1.33,1.20,1.02 04-2018,1.55,1.31,1.20,1.02 05-2018,1.55,1.29,1.18,1.01 06-2018,1.55,1.28,1.17,1.01 07-2018,1.51,1.27,1.15,0.97 08-2018,1.50,1.27,1.15,0.97 09-2018,1.51,1.25,1.13,0.96 10-2018,1.50,1.24,1.12,0.97 11-2018,1.49,1.24,1.13,0.98 12-2018,1.48,1.25,1.13,0.98 01-2019,1.48,1.27,1.15,0.97 02-2019,1.49,1.27,1.15,0.95 03-2019,1.43,1.21,1.05,0.86 04-2019,1.37,1.14,1.01,0.82 05-2019,1.28,1.08,0.96,0.79 06-2019,1.22,1.03,0.93,0.77 07-2019,1.20,1.01,0.90,0.74 08-2019,1.21,1.01,0.89,0.73 09-2019,1.17,0.98,0.85,0.68 10-2019,1.17,0.95,0.81,0.64 11-2019,1.12,0.93,0.8,0.63 12-2019,1.14,0.95,0.81,0.63 01-2020,1.16,0.97,0.85,0.68 02-2020,1.16,0.98,0.87,0.70 03-2020,1.17,0.98,0.86,0.68 04-2020,1.22,1.00,0.88,0.72 05-2020,1.37,1.15,0.98,0.79 06-2020,1.35,1.15,1.00,0.82 07-2020,1.31,1.09,0.95,0.75 08-2020,1.33,1.09,0.98,0.79 09-2020,1.31,1.08,0.96,0.75 10-2020,1.32,1.08,0.96,0.75 11-2020,1.27,1.04,0.91,0.73 12-2020,1.24,1.01,0.90,0.72
Raw data
Date,4ème groupe,3ème groupe,2ème groupe,1er groupe 09-2012,3.90,3.65,3.53,3.26 12-2012,3.77,3.46,3.33,3.01 03-2013,3.61,3.32,3.16,2.87 06-2013,3.46,3.17,3.00,2.74 09-2013,3.67,3.36,3.17,2.90 12-2013,3.67,3.39,3.25,2.97 03-2014,3.56,3.30,3.13,2.85 06-2014,3.27,3.01,2.88,2.66 09-2014,3.03,2.79,2.65,2.41 12-2014,2.78,2.55,2.43,2.24 03-2015,2.57,2.30,2.15,1.93 06-2015,2.57,2.21,2.05,1.85 09-2015,2.79,2.42,2.26,2.01 10-2015,2.77,2.42,2.25,2.02 11-2015,2.76,2.41,2.24,2.01 12-2015,2.69,2.36,2.21,1.98 01-2016,2.69,2.35,2.20,1.96 02-2016,2.57,2.21,2.06,1.84 03-2016,2.38,2.02,1.88,1.69 04-2016,2.21,1.90,1.78,1.58 05-2016,2.10,1.79,1.65,1.47 06-2016,2.00,1.70,1.57,1.41 07-2016,1.90,1.61,1.50,1.32 08-2016,1.90,1.59,1.48,1.31 09-2016,1.80,1.51,1.40,1.21 10-2016,1.75,1.44,1.32,1.14 11-2016,1.69,1.4,1.28,1.11 12-2016,1.75,1.44,1.31,1.11 01-2017,1.78,1.5,1.37,1.18 02-2017,1.84,1.58,1.45,1.22 03-2017,1.95,1.64,1.5,1.27 04-2017,1.96,1.69,1.55,1.33 05-2017,1.97,1.64,1.5,1.3 06-2017,1.94,1.65,1.5,1.29 07-2017,1.94,1.64,1.50,1.29 08-2017,2.01,1.68,1.51,1.30 09-2017,2.00,1.70,1.55,1.32 10-2017,1.95,1.63,1.48,1.29 11-2017,1.90,1.60,1.44,1.22 12-2017,1.85,1.55,1.42,1.23 01-2018,1.86,1.52,1.38,1.18 02-2018,1.87,1.52,1.38,1.20 03-2018,1.80,1.49,1.38,1.21 04-2018,1.77,1.49,1.38,1.21 05-2018,1.72,1.47,1.35,1.17 06-2018,1.72,1.47,1.34,1.16 07-2018,1.71,1.47,1.34,1.16 08-2018,1.70,1.45,1.32,1.16 09-2018,1.71,1.45,1.32,1.16 10-2018,1.73,1.45,1.31,1.15 11-2018,1.71,1.45,1.32,1.18 12-2018,1.70,1.45,1.32,1.17 01-2019,1.69,1.45,1.33,1.16 02-2019,1.69,1.45,1.33,1.14 03-2019,1.60,1.39,1.24,1.04 04-2019,1.55,1.32,1.19,1.01 05-2019,1.47,1.24,1.13,0.97 06-2019,1.41,1.22,1.10,0.94 07-2019,1.36,1.18,1.08,0.93 08-2019,1.37,1.18,1.05,0.9 09-2019,1.36,1.14,1.00,0.83 10-2019,1.33,1.10,0.96,0.79 11-2019,1.31,1.09,0.96,0.79 12-2019,1.33,1.10,0.98,0.83 01-2020,1.37,1.14,1.00,0.84 02-2020,1.33,1.12,1.00,0.84 03-2020,1.38,1.14,1.00,0.84 04-2020,1.42,1.17,1.02,0.88 05-2020,1.60,1.38,1.17,0.94 06-2020,1.55,1.35,1.20,0.99 07-2020,1.49,1.27,1.15,0.93 08-2020,1.50,1.25,1.11,0.91 09-2020,1.50,1.25,1.11, 0.91 10-2020,1.46,1.20,1.08, 0.90 11-2020,1.41,1.15,1.03,0.84 12-2020,1.39,1.14,1.03,0.84
Raw data
Date,4ème groupe,3ème groupe,2ème groupe,1er groupe 09-2012,4.37,4.02,3.82,3.29 12-2012,4.18,3.82,3.64,3.22 03-2013,4.04,3.67,3.44,3.03 06-2013,3.88,3.54,3.35,3.01 09-2013,4.08,3.71,3.47,3.13 12-2013,4.08,3.77,3.57,3.14 03-2014,4.03,3.70,3.50,3.16 06-2014,3.68,3.39,3.25,2.88 09-2014,3.45,3.16,2.99,2.64 12-2014,3.15,2.90,2.74,2.50 03-2015,3.03,2.72,2.54,2.22 06-2015,3.02,2.63,2.45,2.10 09-2015,3.17,2.80,2.64,2.35 10-2015,3.10,2.81,2.65,2.29 11-2015,3.09,2.77,2.60,2.29 12-2015,3.01,2.73,2.57,2.26 01-2016,3.04,2.72,2.54,2.21 02-2016,2.94,2.62,2.43,2.12 03-2016,2.81,2.42,2.23,1.93 04-2016,2.59,2.26,2.11,1.86 05-2016,2.52,2.16,2.00,1.76 06-2016,2.37,2.03,1.90,1.66 07-2016,2.27,1.95,1.80,1.58 08-2016,2.25,1.93,1.75,1.54 09-2016,2.15,1.83,1.66,1.44 10-2016,2.07,1.75,1.57,1.33 11-2016,2.01,1.69,1.51,1.29 12-2016,2.04,1.72,1.54,1.31 01-2017,2.08,1.8,1.62,1.36 02-2017,2.19,1.86,1.68,1.4 03-2017,2.25,1.92,1.76,1.48 04-2017,2.26,1.99,1.83,1.55 05-2017,2.2,1.94,1.8,1.52 06-2017,2.21,1.95,1.81,1.54 07-2017,2.23,1.94,1.80,1.52 08-2017,2.29,1.97,1.83,1.54 09-2017,2.24,1.96,1.84,1.56 10-2017,2.22,1.92,1.80,1.55 11-2017,2.18,1.89,1.74,1.52 12-2017,2.12,1.85,1.71,1.47 01-2018,2.13,1.85,1.70,1.47 02-2018,2.11,1.80,1.65,1.43 03-2018,2.03,1.76,1.65,1.46 04-2018,2.00,1.73,1.62,1.43 05-2018,1.96,1.71,1.61,1.41 06-2018,1.96,1.69,1.59,1.41 07-2018,1.95,1.69,1.59,1.41 08-2018,1.91,1.68,1.59,1.40 09-2018,1.91,1.67,1.58,1.40 10-2018,1.89,1.66,1.56,1.37 11-2018,1.88,1.66,1.57,1.41 12-2018,1.88,1.66,1.58,1.41 01-2019,1.90,1.68,1.58,1.40 02-2019,1.88,1.67,1.57,1.39 03-2019,1.80,1.62,1.50,1.29 04-2019,1.76,1.55,1.43,1.24 05-2019,1.66,1.47,1.35,1.19 06-2019,1.64,1.45,1.33,1.18 07-2019,1.59,1.41,1.31,1.16 08-2019,1.58,1.39,1.28,1.12 09-2019,1.58,1.39,1.26,1.08 10-2019,1.58,1.39,1.26,1.06 11-2019,1.56,1.37,1.25,1.04 12-2019,1.57,1.37,1.25,1.05 01-2020,1.59,1.39,1.26,1.06 02-2020,1.59,1.38,1.27,1.10 03-2020,1.62,1.42,1.30,1.08 04-2020,1.65,1.43,1.30,1.11 05-2020,1.81,1.61,1.43,1.18 06-2020,1.80,1.60,1.45,1.20 07-2020,1.76,1.55,1.41,1.14 08-2020,1.78,1.56,1.40,1.14 09-2020,1.77,1.54,1.40,1.15 10-2020,1.73,1.50,1.35,1.10 11-2020,1.71,1.46,1.31,1.06 12-2020,1.68,1.44,1.28,1.00
DURÉE
Raw data
Date,Durées (en mois) T1-01,161.2 T2-01,163.7 T3-01,163.3 T4-01,164.7 T1-02,167.8 T2-02,168.8 T3-02,170.2 T4-02,170.3 T1-03,173 T2-03,175.9 T3-03,175.9 T4-03,178.1 T1-04,179.1 T2-04,181.7 T3-04,182.9 T4-04,187.2 T1-05,190 T2-05,194.2 T3-05,197.4 T4-05,201 T1-06,203 T2-06,210.6 T3-06,210.6 T4-06,215 T1-07,218.9 T2-07,221.4 T3-07,222.7 T4-07,222.7 T1-08,221.8 T2-08,219.8 T3-08,218 T4-08,217.6 T1-09,216.3 T2-09,211.3 T3-09,213.5 T4-09,212.4 T1-10,211.2 T2-10,212.3 T3-10,209 T4-10,211.4 T1-11,213.4 T2-11,215.3 T3-11,215.8 T4-11,215.6 T1-12,205.9 T2-12,205.7 T3-12,208.1 T4-12,211.7 T1-13,203.8 T2-13,205.7 T3-13,208.4 T4-13,205.7 T1-14,200.5 T2-14,200.5 T3-14,207.8 T4-14,210.3 01-2015,212.4 02-2015,211.5 03-2015,214.5 04-2015,212.4 05-2015,211.1 06-2015,208.4 07-2015,209.2 08-2015,212.8 09-2015,207.8 10-2015,215.9 11-2015,214.4 12-2015,211.8 01-2016,210.3 02-2016,212.4 03-2016,210 04-2016,212.4 05-2016,212.9 06-2016,210.3 07-2016,212.2 08-2016,210.4 09-2016,214.5 10-2016,212.9 11-2016,216.6 12-2016,213.6 01-2017,209.2 02-2017,214.8 03-2017,210.6 04-2017,216.3 05-2017,211 06-2017,215 07-2017,214.4 08-2017,218.5 09-2017,216.3 10-2017,216.5 11-2017,214 12-2017,219.4 01-2018,218.3 02-2018,214.3 03-2018,217.9 04-2018,221.8 05-2018,223.4 06-2018,224.2 07-2018,219.7 08-2018,224.0 09-2018,223.6 10-2018,225.8 11-2018,226.8 12-2018,226.0 01-2019,228.7 02-2019,228.4 03-2019,228.0 04-2019,222.6 05-2019,228.0 06-2019,229.6 07-2019,228.2 08-2019,226.7 09-2019,224.2 10-2019,228.1 11-2019,227.7 12-2019,232.0 01-2020,228.2 02-2020,228.4 03-2020,228.8 04-2020,230.7 05-2020,230.8 06-2020,230.0 07-2020,223.5 08-2020,229.3 09-2020,230.6 10-2020,234.5 11-2020,232.9 12-2020,229,2
ACTIVITÉ DU MARCHÉ DES CRÉDITS
Raw data
Date,Ensemble des marchés,Marché du neuf,Marché de l'ancien 1-2009,57.6,57.2,64.1 2-2009,56.2,55.9,62.1 3-2009,55.4,55.4,60.7 4-2009,54.5,54.6,59.8 5-2009,53.9,53.7,59.4 6-2009,54.5,53.6,60.2 7-2009,55.3,53.5,61.7 8-2009,56.8,54.3,63.5 9-2009,58.9,55.9,66 10-2009,61.8,58.5,69.3 11-2009,65.8,62.2,73.7 12-2009,70.1,66.8,78.5 1-2010,73.5,69.7,82.6 2-2010,75.8,71,85.8 3-2010,79.7,74,90.8 4-2010,82.9,77.1,95.1 5-2010,85.6,81.3,98.2 6-2010,89.1,87.1,101.7 7-2010,91.2,87.3,104.8 8-2010,92.3,87.8,106.7 9-2010,93.3,87.2,108.7 10-2010,94.6,88.5,110.6 11-2010,97.5,92.1,115.4 12-2010,99.1,96.7,116.5 1-2011,99.4,96.8,116.1 2-2011,102.1,99.7,119.2 3-2011,104.6,102.8,122.1 4-2011,105.9,104.7,123.7 5-2011,107.1,104.3,125.6 6-2011,105.8,100.5,126.6 7-2011,105.8,103.1,126.2 8-2011,106.1,104.7,126.5 9-2011,106,106.9,126.6 10-2011,105.2,105.9,125.9 11-2011,104.4,105.4,124.9 12-2011,105.6,104.5,127.6 1-2012,104,104.5,124.8 2-2012,100.8,103.7,119.4 3-2012,95.1,99.9,110.8 4-2012,89.5,95.2,102.2 5-2012,85.1,92.3,94.9 6-2012,81.2,90.2,87.6 7-2012,77.4,88.3,81.2 8-2012,75,87.6,76.6 9-2012,73.2,86.4,72.4 10-2012,72.3,87.9,68.8 11-2012,70.4,90.1,63.5 12-2012,66.3,88.7,56.5 1-2013,66.1,86.8,57.6 2-2013,66.2,84.1,58.5 3-2013,67.2,82.9,60.8 4-2013,70.2,84.3,64.9 5-2013,72,84,67.7 6-2013,75,85.6,71.5 7-2013,78.7,87.7,75.5 8-2013,80.2,87.6,77.7 9-2013,80.8,87.5,78.7 10-2013,81.4,86.6,80.3 11-2013,80.8,82.2,80.3 12-2013,81,79.5,80.8 01-2014,82,81.7,81.7 02-2014,82.1,82.6,81.8 03-2014,81.7,82.9,81.5 04-2014,80.9,83.2,80.5 05-2014,79.9,82.8,79.6 06-2014,78.3,81.9,77.9 07-2014,76.5,80.3,77 08-2014,76,79.8,76.3 09-2014,75.7,79.3,76.4 10-2014,75.5,79.7,76.1 11-2014,75.4,80.8,75.8 12-2014,75.9,81.9,76.4 01-2015,76.7,82.5,77 02-2015,78.5,83.8,78.3 03-2015,80.1,85.5,79.7 04-2015,82.7,86.9,82 05-2015,85.3,88.8,84.9 06-2015,90,93.8,89.2 07-2015,94.2,97.9,92.8 08-2015,95.9,99.9,94.7 09-2015,98.6,103.1,97 10-2015,99.5,103.4,98 11-2015,100,102,99.3 12-2015,100,100,100 01-2016,99.9,100.9,99.6 02-2016,99.7,102.7,99.4 03-2016,99.8,103.3,99.4 04-2016,98.6,104,98.4 05-2016,98.6,105.6,98.2 06-2016,97.3,104.7,97.5 07-2016,94.9,102.5,95.4 08-2016,94.5,102,95 09-2016,94.1,101.7,94.2 10-2016,94,101.9,94.1 11-2016,96.8,106.1,95.6 12-2016,99.8,110.7,97.2 01-2017,101.7,111.1,98.9 02-2017,102.9,111.1,100 03-2017,104.6,112.2,101.7 04-2017,104.4,110.7,101.4 05-2017,104.4,109.6,101.8 06-2017,104.1,108.8,101.4 07-2017,103.1,107.7,101 08-2017,103.2,107.5,101.7 09-2017,102.6,107.1,101.6 10-2017,101.9,107.1,100.8 11-2017,101.2,109.8,100.3 12-2017,99,107.2,99.3 01-2018,97.7,106,99 02-2018,96.9,105.4,98.9 03-2018,94.6,103.9,97.1 04-2018,94.9,104.5,98.2 05-2018,95.2,105,98.6 06-2018,95.2,105.1,99.3 07-2018,95.8,105.9,100.4 08-2018,95.6,105.3,100 09-2018,95.0,104.7,99.9 10-2018,95.9,105.8,101.1 11-2018,95.8,103.6,101.9 12-2018,95.2,102.8,102.1 01-2019,95.5,104.2,102.7 02-2019,97.2,106.8,103.1 03-2019,98.7,108.7,104.9 04-2019,99.5,110.5,106.0 05-2019,99.8,111.3,107.1 06-2019,98.5,109.9,107.0 07-2019,99.0,110.3,108.5 08-2019,99.1,110.8,109.9 09-2019,100.2,111.3,111.6 10-2019,101.0,111.6,113.0 11-2019,100.9,110.3,113.1 12-2019,100.4,109.6,112.7 01-2020,100.1,108.3,113.0 02-2020,99.3,106.3,113.4 03-2020,96.9,102.1,111.5 04-2020,92.7,96.5,107 05-2020,87.8,91.1,100 06-2020,86.9,90.3,98 07-2020,86.0,88.4,99.8 08-2020,85.4,86.5,100.7 09-2020,85.3,86.0,103.1 10-2020,84.3,84.0,103.1 11-2020,82.8,81.4,102.8 12-2020,82.2,80.5,103.1